My 7th book ‘Mindful Finances: 31 day challenge to help boost your earnings, understanding and financial attitude’ came as a surprise and just like the 6th one prevented me from writing the book I had already started to write. When that happens I have learnt to accept it and keep the other one on hold until it is ready again and it still hasn’t returned to me yet.
The Mindful finance challenge is something I have delivered both as a 31 day challenge and also as a 6/8 week course and know it works well.
The dedication came as I was writing and especially during the times we are in now (2023 when it was published in March) as lots of people are struggling and sometimes we can go into self-blame, guilt or shame for our financial situation. None of those feelings help us whereas realising how much we are doing our best can encourage us along any journey.
‘To all of you who are doing your best in these difficult times and simply wanting to get ahead or stay ahead. Keep going, you’re doing a fantastic job!’
If you want to check the book out, please do using this link to Amazon. The book is priced at £9.99 which will come back to you many times over if you can follow the challenge through to the end.
So we are up to date now with all of my self-published books so far, there are more to come. This is book 7 with many more on the way, some are being written and others are in the concept stage.
So many of us are struggling with our finances currently due to higher prices, interest increases and/or debt spiralling just to name a few. This book offers some tips and strategies so we can take control of certain aspects of our finances and also ensuring we maintain self-compassion techniques to protect our mental, physical and emotional all-round health.
It is so important in every area of our life to know realistically where we are especially when this involves changes, we wish to make to our behaviour, attitudes and/or circumstance. In terms of our financial situation this is even more necessary as if we don’t know where we are right now, how can we know where we want to get to and what we need to do to get there.
Knowing our current situation is so helpful as finances are so often neglected along with other areas of our life and without regular reviews, we will be unable to make any progress or know if our finances are in a better position than we first thought.
If you are expecting this exercise to be more negative than positive, then please be gentle with yourself as you set about answering the following questions. Take time to work through them as they don’t need to be done all in one go, you may wish to have a treat/reward in mind for you to do or have after the exercise so you have something to look forward to and you may wish to do this with someone else either there for support or doing it with you at the same time. Remember to be compassionate with yourself in terms of what you find out and what your current situation ends up being as there will be reasons for it being so which may or may not have been or be in your control.
In the first instance, answer them without looking at any of your financial information and then collect all your information to go through them in more detail and answer clearly.
Do you know the current situation of your accounts, how much money you have in your bank account, savings or other? How much money you have on credit cards/loans?
Are you aware of what credits/debits your accounts and when?
Do you know your spending habits? What you spend the most on/the least on? When do you spend the most? What are you tempted by the most for unplanned spending?
Outside of your bills, do you know your biggest outgoings each week and month?
Do you have any money left at the end of the month or is there more month at the end of the money?
Are you more a saver or a spender? What makes you say this?
Why have you bought this book? Why are you doing this challenge?
Is there a commitment you wish to make to yourself for during or after the challenge? Write it down so you can check back in with this whenever you need a reminder to stick with it.
Looking forward to the end of the challenge, what do you hope to have achieved once you have completed it? Why is this important to you?
Have any of these answers surprised you?
If this appeals to you and you wish to follow the challlenge, here is the link to purchase it through Amazon for £9.99.
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